TAKE ACTION NOW! GO TO THE FOLLOWING URL TO SIGN THE PETITION AND ENTER YOUR COMMENTS INTO THE CONGRESSIONAL RECORD!
http://www.schiffradio.com/g/Sign-the-Petition!/259.html

Does Washington have the American taxpayers’ interests as their top priority? Watch as lobbyists drown out your voice and Peter fights the tide.

Go to http://www.TinyURL.com/RealCrash to order my new book, “The Real Crash: America’s Coming Bankruptcy—How to Save Yourself and Your Country”

You can view a 30+ version of the testimony with my introductory commentary here: http://www.youtube.com/watch?v=UvMGHzB37lo&feature=g-upl

THE HEARING:

Oversight of Federal Housing Administration’s Multifamily Insurance Programs

THE PANEL:

Ms. Marie Head, Deputy Assistant Secretary, Office of Multifamily Housing Programs, Office of Housing, Federal Housing Administration

Mr. Michael Bodaken, President, National Housing Trust

Ms. Sheila Crowley, President and Chief Executive Officer, National Low Income Housing Coalition

Ms. Mary Kenney, Executive Director, Illinois Housing Development Authority, on behalf of the National Council of State Housing Agencies

Mr. Rodrigo López, President and Chief Executive Officer, AmeriSphere, on behalf of the Mortgage Bankers Association

Mr. Richard L. Mostyn, Vice Chairman and Chief Operating Officer, The Bozzuto Group, on behalf of the National Multi Housing Council

Mr. Robert F. Nielsen, Immediate Past Chairman, National Association of Home Builders

Mr. Joseph L. Pagliari, Jr., Clinical Professor of Real Estate, The University of Chicago Booth School of Business

Mr. Peter Schiff, Chief Executive Officer and Chief Global Strategist, Euro Pacific Capital

SPREAD THE WORD! Let more people take an inside look at the inner workings of Washington D.C.

FULL testimony here: http://www.youtube.com/watch?v=hEx1b4uaZ8k

Watch Peter’s last testimony here:
Part 1 – http://www.youtube.com/watch?v=FLmD9TeUC54
Part 2 – http://www.youtube.com/watch?v=xZbQGpf3D_Q

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David Henderson explains how narrowly focused government goals erode the liberties of Americans. Cameo by Rahm Emanuel.

More news on liberty issues at http://www.LibertyPen.com

Source: C-Span
Buy It: http://www.c-spanvideo.org/program/AnEco

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Mr. Schiff Returns to Washington

On June 8, 2012, in Home, by admin

SIGN THE PETITION TO MAKE SCHIFF HAPPEN!
ENTER YOUR COMMENTS INTO THE CONGRESSIONAL RECORD!
Click Here: http://www.schiffradio.com/g/Sign-the-Petition!/259.html

Does Washington have the American taxpayers’ interests as their top priority? Watch as lobbyists drown out your voice and Peter fights the tide.

Go to http://www.TinyURL.com/RealCrash to order my new book, “The Real Crash: America’s Coming Bankruptcy—How to Save Yourself and Your Country”

6:06 – My Opening Statement

11:16 – “I don’t know whether to go to Mr. Schiff or not, but I guess I will” – Judy Biggert (R)
I explain to Chairwoman Judy Biggert why federal involvement in home lending has created more problems than it has solved.

16:22 – “Despite all the sound and fury, there’s not a lot of details…” – Robert Hurt (R)
My proposals that old regulations be repealed, rather than new ones proposed, in order for the free market to come up with solutions are repeatedly lost on Congressman Robert Hurt.

25:16 – “Mr. Schiff, I just have one question…” – Emanuel Cleaver (D)
Congressman Emanuel Cleaver II unsuccessfully tries to ‘nail’ me. Instead, a spirited discussion ensues in which I remind the congressman of the moral hazard and economic costs of government subsidies.

30:38 – “Maybe that happens in an Ayn Rand novel…” – Dan Sherman (D)
Congressman Dan Sherman asserts that as a practical matter the federal government, in one way or another, insures all homes, and that only characters in an Ayn Rand novel would believe otherwise.

THE HEARING:

Oversight of Federal Housing Administration’s Multifamily Insurance Programs

THE PANEL:

Ms. Marie Head, Deputy Assistant Secretary, Office of Multifamily Housing Programs, Office of Housing, Federal Housing Administration

Mr. Michael Bodaken, President, National Housing Trust

Ms. Sheila Crowley, President and Chief Executive Officer, National Low Income Housing Coalition

Ms. Mary Kenney, Executive Director, Illinois Housing Development Authority, on behalf of the National Council of State Housing Agencies

Mr. Rodrigo López, President and Chief Executive Officer, AmeriSphere, on behalf of the Mortgage Bankers Association

Mr. Richard L. Mostyn, Vice Chairman and Chief Operating Officer, The Bozzuto Group, on behalf of the National Multi Housing Council

Mr. Robert F. Nielsen, Immediate Past Chairman, National Association of Home Builders

Mr. Joseph L. Pagliari, Jr., Clinical Professor of Real Estate, The University of Chicago Booth School of Business

Mr. Peter Schiff, Chief Executive Officer and Chief Global Strategist, Euro Pacific Capital

SPREAD THE WORD! Let more people take an inside look at the inner workings of Washington D.C.

FULL testimony here: http://www.youtube.com/watch?v=hEx1b4uaZ8k

Watch Peter’s last testimony here:
Part 1 – http://www.youtube.com/watch?v=FLmD9TeUC54
Part 2 – http://www.youtube.com/watch?v=xZbQGpf3D_Q

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http://www.ij.org/vacon
Ordinarily, if you want to start a new business or offer a new service there is a simple test to find out whether your new business is needed: You open the doors and tell the world. If people need your business, you will have customers. If they don’t, you won’t. That experience—of learning what people need and how new types of services can fit in—is familiar to anyone who has ever been an entrepreneur. Indeed, it is familiar to anyone who has ever been a customer.

It is also an experience that the state of Virginia turns entirely on its head for people who want to offer new healthcare services. If you want to offer new healthcare services, even something as routine as opening a private clinic, you have to obtain special permission from the state government. And permission is not easy to come by: Would-be service providers have to persuade state officials that their new service is “necessary”—and they have to do so in a process that verges on full-blown litigation in which existing businesses (their would-be competitors) are allowed to oppose them. Not surprisingly, this process can be incredibly expensive, and it frequently results in new services being forbidden to operate at all.

To be clear, this requirement (called a certificate-of-need or CON program) has nothing to do with public health or safety. Separate state and federal laws govern who is allowed to practice medicine and what kind of medical procedures are or are not permitted. Virginia’s CON program only regulates whether someone is allowed to open a new office or purchase new equipment; it is explicitly designed to make sure new services are not allowed to take customers away from established healthcare services.

In short, Virginia’s CON program is nothing but a government permission slip to compete. It ensures that more money flows into the pockets of established, politically connected businesses, and it accomplishes this by trampling entrepreneurs’ economic liberty and reducing Virginians’ choices for medical care.

But patients and doctors—not state officials—are in the best position to decide what healthcare services are needed. That is why Colon Health Centers of America, headed by Dr. Mark Baumel, MD, and Washington Imaging Associates Maryland, LLC, headed by Dr. Mark Monteferrante, MD, have joined forces with the Institute for Justice to challenge Virginia’s protectionist CON program. The Constitution protects individuals’ right to earn an honest living free from unreasonable government interference, and it prevents states from putting up unnecessary barriers to interstate commerce. The Virginia CON program does both, and that is why the federal courts should strike it down.

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Accusations of hate speech can be an effective politically correct pretense to either stifle free speech or to defend the undependable. Geert Wilders

Keep up with liberty issues and news at http://www.LibertyPen.com

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Harry Browne – Had He Been Elected

On June 3, 2012, in Home, by admin

Unheeded visionaries become prophets. Libertarian candidate Harry Browne addresses the CATO Institute during the 1996 presidential campaign.

Source: C-Span.org
Buy it: http://www.c-spanvideo.org/program/Smalle

Keep up with liberty issues and news at http://www.LibertyPen.com

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John Stossel – Is Freedom Fair?

On May 31, 2012, in Home, by admin

Is freedom at odds with fairness? Not when freedom means maximum opportunity. Deroy Murdock, Arthur Brooks.
Keep up with liberty issues and news at http://www.LibertyPen.com

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http://www.ij.org/paleospeech

Can the government throw you in jail for offering advice on the Internet about what food people should buy at the grocery store?

That is exactly the claim made by the North Carolina Board of Dietetics/Nutrition. In December 2011, diabetic blogger Steve Cooksey started a Dear Abby-style advice column on his popular blog (www.diabetes-warrior.net) to answer reader questions. One month later, the State Board informed Steve that he could not give readers advice on diet, whether for free or for compensation, because doing so constituted the unlicensed, and thus criminal, practice of dietetics. The State Board also told Steve that his private emails and telephone calls with readers and friends were illegal, as was his paid life-coaching service. The State Board went through Steve’s writings with a red pen, indicating what he may and may not say without a government-issued license.

But the First Amendment does not allow the government to ban people from sharing ordinary advice about diet, or scrub the Internet—from blogs to Facebook to Twitter—of speech the government does not like. North Carolina can no more force Steve to become a licensed dietitian than it could require Dear Abby to become a licensed psychologist.

That is why on May 30, 2012, Steve Cooksey joined the Institute for Justice in filing a major free speech lawsuit against the State Board in the U.S. District Court for the Western District of North Carolina, Charlotte Division. This lawsuit seeks to answer one of the most important unresolved questions in First Amendment law: When does the government’s power to license occupations trump free speech?

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What do you think the role of government should be? Are you in favor of anarchy or minarchy? Do you believe there are public goods like defense that the government should provide, or should there be no state at all? Should the government provide a minimal welfare state, or even control the entire economy? What conclusions have you come to?

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Do we even need a government? Some anarchist philosophers and economists don’t think so. Dr. Nigel Ashford takes a look at two anarcho-capitalist thinkers, Murray Rothbard and David Friedman. Rothbard criticizes the state for its use of coercion, and Friedman criticizes it for its inefficiency. Both argue that there are free-market alternatives to all government services.

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Do all people have natural rights? Philosophers Ayn Rand and Robert Nozick think so. Dr. Nigel Ashford examines the “natural rights” school of thought, in particular the theories of Rand and Nozick. Nozick and Rand both argue that government should never infringe upon our natural rights, and that government exists only to protect these natural rights. They also find that capitalism is the only moral economic system because it is based on voluntary exchange, not coercion.

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What is the “Austrian School” of economics? When people refer to the Austrians, they are usually referring to the ideas of Friedrich Hayek and Ludwig von Mises. In this video, Professor Nigel Ashford outlines the basic beliefs of these two prominent economists. While the two agree that government should be limited, they also disagree on many points.

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Government grows and grows. Why? Is there any way to limit government? Dr. Ashford explores the intellectual school known as “public choice.” Public choice theorists believe that politicians are self-interested, meaning they have a vested interest in growing government beyond its proper, limited size. This means that small, concentrated groups (like industry lobbying associations) yield tremendous power over the politics. This leads to subsidies and tax breaks for politically favored industries.

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How should we assess the merits of a law or government program? According to Milton Friedman and the members of the “Chicago School,” we need to look at empirical evidence and see the consequences of laws. Many laws are well-intended, but do they actually have good outcomes? The Chicago School admits that markets do fail sometimes fails. But, they contend that government also fails, and that usually government failure is far greater than market failure. Dr. Ashford takes a close look at the Chicago school.

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What is “classical liberalism?” Is it a specific set of beliefs, a philosophy, an economic theory, or something else? In this series, Dr. Nigel Ashford explores what classical liberalism — sometimes called “libertarianism” — actually means. Dr. Ashford looks at 5 different schools of classical liberalism/ libertarianism, and examines how they are similar and how they are different. Dr. Ashford hopes that as you explore this series, you will think deeply about your own beliefs and political philosophy, and draw your own conclusions.

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http://ij.org/licensetowork

License to Work: A National Study of Burdens from Occupational Licensing is the first national study to measure how burdensome occupational licensing laws are for lower-income workers and aspiring entrepreneurs.

The report documents the license requirements for 102 low- and moderate-income occupations—such as barber, massage therapist and preschool teacher—across all 50 states and the District of Columbia. It finds that occupational licensing is not only widespread, but also overly burdensome and frequently irrational.

On average, these licenses force aspiring workers to spend nine months in education or training, pass one exam and pay more than $200 in fees. One third of the licenses take more than a year to earn. At least one exam is required for 79 of the occupations.

Barriers like these make it harder for people to find jobs and build new businesses that create jobs, particularly minorities, those of lesser means and those with less education.

License to Work recommends reducing or removing needless licensing barriers. The report’s rankings of states and occupations by severity of licensure burdens make it easy to compare laws and identify those most in need of reform.

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Are Corporations People?

On May 7, 2012, in Home, by admin

Corporations are not monoliths — they are made up of individuals, including workers and non-wealthy shareholders. So are corporations distinct from the people that comprise them? When corporations are taxed, who pays the tax? Economics professor Steven Horwitz shows why a tax on corporations is not the equivalent of a tax on the wealthy. Instead, workers and consumers will pay these taxes. A tax on a corporation is also a tax on the workers who work at the corporation, the consumers who buy from the corporation, and the shareholders who own the corporation as part of their retirement fund.

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Take Your Money Back

On May 6, 2012, in Home, by admin

This video, produced in 2008, tells the blunt truth about how destructive our tax system is, impoverishing Americans and creating wealth for the government to destroy our freedoms.

NOTE: This video may be reproduced for non-profit, educational purposes ONLY.

FAIR USE NOTICE: This video may contain copyrighted material. Such material is made available for educational purposes only. This constitutes a ‘fair use’ of any such copyrighted material as provided for in Title 17 U.S.C. section 107 of the US Copyright Law.

DISCLAIMER: This channel is in no way affilliated with Judge Andrew Napolitano, Fox Business Network, Newscorp or any of its subsidiaries or employees. The contents of this channel reflect the views of its owner, only. Videos made by various authors of various topics should not be construed to represent the views of the other authors also uploaded on this channel. Each video is representive of its creators only.

Social Security vs. Private Retirement

On May 2, 2012, in Home, by admin

Is Social Security a good retirement plan? Economics professor Antony Davies shows that Americans stand to earn significantly less and assume more risk with Social Security than other investment options. According to Davies, taxpayers would be better off both in terms of financial security and return on investment by investing their money privately. Social security is extremely expensive, soon to be insolvent, and doesn’t even offer taxpayers the most bang for their buck. For those reasons, Prof. Davies argues that it is time for the government to phase out Social Security. Davies’ solution: the government should honor its obligations to current retirees while giving Americans the freedom to invest their money as they see fit.

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Stop SOPA